Presently, RHB Bank is among the pioneers of the financial segment in Malaysia. Having the foundations laid down in 10 countries within South East Asia region which includes Cambodia, Laos, Myanmar, Vietnam, and Thailand; RHB Bank is confident to expand faster by offering banking facilities such as loans and credit card designed to help both businesses and individuals consistent with their respective needs. RHB Bank views this as one way to serve their customers better.
Deposit Account & Self-Banking Services
One of the most common yet essential services offered to individuals is deposit account and self-banking services. With competitive interest rate and availability of CDM and ATM in the bank branches and various strategic locations all over Malaysia, account holders can take advantage of maximum savings return while at the same time connect to their account for deposit and withdrawal quite easily anytime.
As the Bank witnesses the trend shift from the good old purchasing method with cash to online purchase, they realized that there is an elevating demand for credit cards. Relying on the data from analysis conducted that shows the public’s increasing acceptance towards online purchases, it’s proven that offering credit card service is among the main approach RHB Bank needs to be pushing forward-and they did exactly that.
This is when unique offering comes into the picture, as a range of advantages are made available to RHB Bank credit card subscribers, that include cashback reward and quite a few other value-added rewards which offers maximum return given that the card holder spend more.
However, the Bank appreciates that banking is more than credit cards and savings. Nowadays, many of us be reliant upon loans to purchase assets, yet getting loans approved is definitely a frustrating process. So, RHB Bank had made a flexible policy for individuals with minimal interest rate for a lot of different types of loans. Plus, personal financial investment, unit trust, and insurance plans are also offered.
Corporate Banking Facilities
For entrepreneurs and enterprises, they are able to connect with RHB Bank for corporate banking facilities. Businesses may make application for commercial loans when they are interested, plus they may also engage in some other sort of corporate banking facilities. As some businesses requested, RHB Bank now offers online cash management services.
Small-medium enterprises are amongst those who are able to take advantage of the most benefits. They’re welcomed to apply for loans should capital injection is required as they scale their businesses. Not only that, RHB Bank even offers retails solutions to the relevant customers, particularly people in e-commerce business.
In spite of this, focus on the highly demanded Islamic banking facilities hasn’t ever been an oversight. RHB Bank sees that there’s a large quantities of request from the public to bring about Syariah-compliant financial instruments. In response to that, they’ve already set up wealth management, corporate banking, Islamic treasury, unit trust, and different kinds of other products that adheres to the Syariah guideline for the public.
In 2016, RHB Bank experienced a 24% annual brand value growth, leading them to be one of the 5 best players in Malaysia. Knowing full potential of the long term financial market, RHB Bank is prepared with a lot of aggresive strategies in ensuring a consistent increase of growth through the next few years.